You are using an outdated browser. Please upgrade your browser to improve your experience. First foray into stock market led to a 90 percent loss. What's a better way to invest in the stock market? Click on the number to jump straight down to the question. Recovering from a big loss 2. A disastrous turn of events 3. Feeling scared all the time 4. Basic budgeting for young adult 6. Credit card strategies 7. SAHM transitioning to career 8. Investing with risk 9. Organizing tax-deductible expenses The month of June has seen me working like crazy to get additional posts in reserve for some periods of travel later on in the summer.

My goal is to be able to enjoy these trips without worrying about writing content while also not missing a post here at The Simple Dollar.

This was my first venture in to investing for retirement. But I am terrified of losing any more of my hard earned money.

What do you think? However, for such rates to exist, the economy has to be churning along quite strongly, causing the Federal Reserve to raise interest rates to a point where banks can make money with such interest rates.

The problem with your initial investment is that you bought into individual stocks. Do not judge all investments by your experience here. A much better approach is to invest very broadly in stocks using an index fund. A fund like the Vanguard Total Stock Market Index essentially allows you to own a part of a share in almost every publicly traded company in the United States. This protects you from individual company failure and even individual sector failure which seems to be what you found.

You can buy index funds from many investment houses; I use Vanguard. I was supposed to only need the vent at night and able to continue my job full-time. Since then I have not been able to return to work on-site. I am now part-time with no set hours per week. I just received a letter that I will be terminated on June 30th. My expenses now are roughly the same minus the gas and other vehicle related expenses. I am still paying car insurance in hoping that I will be able to drive again.

My inspection is due in September. I will have no income as of July 1st. Before I started I was receiving Social Security Supplemental Income SSI. I plan on seeking that again. The amount I received was comparable to what I am earning now until the end of the month.

Article - BURNT BY STOCKS - I LOST $, IN 3 MONTHS - iwysuhod.web.fc2.com

Should I stop paying my car insurance? I really feel stuck. I had my dream job but lost it. The work I do from home is more of a handout and would not be missed as it can be done there. Right now my day consists of being on the internet all day either working or just looking at websites.

I wanted to get off the vent but now I feel too weak to breathe on my own.

How long is it before you expect to realistically be able to drive your van? You can always get insurance on the vehicle when you are able to drive again. The key thing in your situation is to not give up or give in to depression. Keep your chin up. Find online communities that engage you and interest you.

Life turned upside down - lost 75K - need to tell someone. Yes I know I am an idiot. : investing

Get outdoors as much as you can and enjoy some fresh air. Feeling scared all the time I am 26 and live with my mom this is not a bad thing where I live. About 18 months ago my father suddenly passed away, leaving my mom devastated.

His death, aside from being a sudden and a very, very heavy blow pyramid exercise stock options, led to certain complications: She used to be such a strong person and now she rarely has the strength or desire to do anything.

So my gaap employee stock options are: I worry about mom, my future, her future.

I also feel very lost 50k in stock market because I am a single child, all my grandparents are dead. My other family is very far away. How do I deal with it? I now have growing savings which gives me some comfort and security. Do you think they are right?

To be stock trading timings, so far having money in the bank really did help ease the forex reader to some extent, but like I said the fear of SOMETHING is still here.

Right now I get free-fun with books and walks etc. Let me put it this way: Two of the three most central people in your life have vanished recently. My honest suggestion for you is therapy.

Godlike Productions - Membership Contract

Simply go to a therapist and talk through these problems. What do you know about this, and in your opinion, is he being taken for a ride? For one, there are often waiting periods to borrow money.

For another, you have to pay interest on that loan at a rate specified in the contract. All that does is tie up your monthly cash flow again, no different than any other debt. While the concept is good — have enough money in the bank so that you can borrow from it!

No monthly payment, no waiting period, no interest. I have 5 months left on my loan grace period before they start payments. After that, I would knock out the debts. This, of course, assumes that your living situation is tolerable both for you and for the person you live with. What do you think about this strategy? Is lost 50k in stock market better to just accept that I will be charged interest and begin just paying off the minimum amount each month?

The idea of using a credit card for purchases but keeping the balance at zero to avoid interest is a good one. Credit card interest rates are usually painfully high. Each time you get paid, log onto that account and then issue a payment either equal to the balance or equal to as much of the balance as you can pay.

If this leaves money in your checking account, good. Ferret most of that off to your savings account. What are you hoping to achieve with that savings? When the time came to replace this system, I was on the how to earn lots of money on virtual families 2 team to design, develop, test, implement, and how to earn money student india out the new system.

I was very involved in the design and test phases, with some involvement in the other aspects. Throughout my career, I had an interest in programming. I would like to start learning and preparing now, as my full-time Mom schedule allows. There are so many specialties in programming, and I have no idea what direction makes the most sense — what skills will be the most marketable?

My suggestion to you would be to pick out an area of programming that interests you and dive in at home with the goal being to produce a product that you can show to potential employers. Start learning that at home. Get the dev kit and start forex seminars india applications on your own. Come up with a project that you ozforex nz login people might actually want, code it, then get it listed in the iTunes store.

If you build a small portfolio of these types of things — and you can do the same thing with websites, etc. Please do a newsletter on risk opportunies. I saw what you said about index funds. Did you mean that? All of these things are extremely volatile. Organizing tax-deductible expenses How do you track your tax-deductible expenses during the year, to make things easier in filing your taxes?

I tuck relevant receipts in a folder during the year, but at tax time it takes a few days and lots of piles in the living room floor, to organize and itemize everything.

Error (Forbidden)

Our itemized expenses include things on our charge statement, checks written, automatic bill payments through our bank, direct deductions from our checking account, etc. Do you use Quicken? Or how do you organize your expenses to make tax time easier? I usually use envelopes to track my tax-deductible expenses. I keep all of the receipts in a big manila envelope so I have them all in one spot when I do taxes the following spring.

If I need special notes with anything, I just write the note and attach it to the receipt with a paper clip. I use Microsoft Excel for budgeting and use TurboTax for tax filing purposes.

This seems to me to be either really egotistical or really poor self-promotion. The biggest reason is that most of the interactions I have with people are one-on-one interactions. I do sometimes meet readers one-on-one. I can actually help someone else that way. However, I do receive hundreds of questions per week, so I may not necessarily be able to answer yours.

The Christian Science Monitor has assembled a diverse group of the best economy-related bloggers out there. Our guest bloggers are not employed or directed by the Monitor and the views expressed are the bloggers' own, as is responsibility for the content of their blogs. To contact us about a blogger, click here. To add or view a comment on a guest blog, please go to the blogger's own site by clicking on the link above.

We want to hear, did we miss an angle we should have covered? Should we come back to this topic? Or just give us a rating for this story. We want to hear from you. World All World Africa Africa Monitor Americas Latin America Monitor Asia Pacific Asia: Specials Africa's AIDS Orphans Little Bill Clinton Hostage: The Jill Carroll Story World Topics Human Trafficking Series.

All USA Politics Monitor Breakfast Politics Voices Decoder Foreign Policy Military Justice USA Update. Education EqualEd Society The Politics of US Series. All Commentary The Monitor's View Readers Respond Upfront Blog Global Newsstand Monitor Political Cartoons A Christian Science Perspective. All Business The Bite Tax VOX The New Economy Saving Money In Gear Paper Economy Robert Reich. All Technology Breakthroughs Voices.

All Science Complexity Science Notebook.

All Culture Arts Full Frame Photoblog Music Movies Monitor Movie Guide TV Verbal Energy The Home Forum Culture Cafe. Family Food Stir It Up! All Take Action Environment Education Conflict Resolution Disaster Relief and Recovery Human Trafficking. Subscribe Subscribe Give a Gift Manage Account Daily News Briefing.

Business The Simple Dollar. By Trent HammGuest blogger June 25, A specialist works at his post on the floor of the New York Stock Exchange June 22,in New York.

One way to limit risk in investing is to buy mutual funds rather than individual stocks. Meetups The month of June has seen me working like crazy to get additional posts in reserve for some periods of travel later on in the summer.

Could you pass a US citizenship test? Test your knowledge Could you pass a US citizenship test? The Simple Dollar Student loans: The Simple Dollar k plans: The Simple Dollar Are online personal finance tools trustworthy?

Terms under which this service is provided to you.